Mortgage Broker Melbourne. Mortgage Broker WILLIAMSTOWN. Call us for your finance needs and you'll see that our service and performance is second to none. We work hard to keep our clients happy.   

Mortgage Broker Melbourne - Accession Finance

Accession Finance brokers are authorised credit representatives of BLSSA Pty Ltd (Australian Credit Licence No. 391237)

Timothy Reynolds is an authorised Credit Representative No. 472472;

Tom Langlands is an authorised Credit Representative No. 496232;

Antoinette Blake is an authorised Credit Representative No. 500958; 

Evelyn Clark is an authorised Credit Representative No. 502891;

The information contained on this website should not be deemed to be advice, please contact our brokers for advice that is tailored to your circumstances. 

WITH THE RBA DROPPING THE CASH RATE TO A NEW RECORD LOW ON OCTOBER 1ST, THERE'S NEVER BEEN A BETTER TIME TO REVIEW YOUR LOAN. 

CHAT

WHY LIMIT YOUR OPTIONS? THESE ARE JUST SOME OF THE LENDERS WE COMPARE

DEBT CONSOLIDATION

If you are having a problem meeting your repayments of multiple different loans, debt consolidation may be an option.                                   

Why Consolidate?

Some people choose to consolidate because meeting multiple repayments of different loans can be difficult to stay on top of. The timing of each repayment may have different dates to be repaid each month which may result in penalty fees - late payments or overdraw fees. 

The nature of some loans, including vehicle and personal loans, may result in interest rates that are very high. And credit card interest which can be astronomical. 

Debt Consolidation is when you refinance your outstanding debts in efforts to either reduce monthly repayments, reduce the amount of interest being paid or pay off debt sooner by refinancing to a lower rate and making repayments at the same rate. 

 

Should I consolidate?

Depending on your personal circumstances, debt consolidation should be considered if the following applies to you:

- do you have multiple loans and have you incurred interest or late penalty charges because you are finding the timing difficult to manage?

- do you have unsecured debt that is being charged upwards of 6%

- would you like to repay your debt faster- by reducing your interest rate and making the same repayments?

If so, meet with one of our mortgage brokers and we can discuss your eligibility and put together a plan to meet your goals