Once upon a time when the cash rate moved (up or down), most lenders would typically move their interest rate in alignment with the cash rate change.

Have you noticed that when the cash rate moves up the lenders are quick to pounce on an increase and pass these increase...

Outside of ownership of your home your superannuation account is generally one of your largest investments.

So why is it that a large majority of Australians fail to manage this important investment?

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We were recently asked during a loan application process “What would happen if I lost my job?” It’s scary to think about this possibility when you’re just starting the journey of home ownership. It is important however - after all a mortgage is usually your biggest inv...

A recent survey revealed 41% of Australians have credit card debt and of those nearly 4 million cannot afford to repay it!

In addition: • The average Australian household has a debt of around 185% of their annual disposable income1 . • Australian households have the fif...

When Tim asked what I thought about him becoming a mortgage broker, I told him I couldn't think of a more perfect fit. Within 24 hours he was enrolled in the course which he would go on to finish whilst still working full time in a very demanding job.

Tim loves to help...

When you stop and think about it, there are a number of events in our lives when we DO actually have financial wins but because of our busy lifestyles we often don’t register them. A change in financial circumstances could start as early as when your children grow out...

Anyone who has bought property will remember how they felt as they were handed the keys after settlement: joy, relief, excitement, anticipation, dread of moving house - or maybe all of the above!

If it is your first property purchase, settlement will be new territory. E...

Buying your first home is an exciting time. It can also seem complex and confusing. First home buyers (FHBs) often find themselves dealing with financial and legal processes outside their experience to date.

Regardless of whether your first foray into property is a smal...

When we think ‘off the plan’ most people will immediately assume extensive high rise apartments under construction across major Australian cities. However it’s also common for smaller medium density developments to be sold off the plan, including many over 55s townhous...

Our clients, Geoff and Joan, booked an appointment to explore finance options for a property purchase. Their opening question was: “We’re over 50. Can we still get a loan?” A combination of home equity, investments and super balances meant their loan application was su...