With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. 

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If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. 

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It is not uncommon in the world of finance to find out many years later that the home loan that was set up for you wasn’t actually followed through as intended with the lending institution.

We have all heard of lenders over charging interest every now and then, some acc...

With the holiday season upon us, many have the time to consider their employment options. The holiday break brings hopes for a fresh outlook and a new employer as one of their new year’s resolutions. 

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Do you ever worry about how on earth YOU (or your children) will ever:

• Pay off those enormous uni fees?

• Move out of home?

• Find a job they enjoy working in long enough to create some decent work place skills?

• Enter the property market?

• Build a dif...