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Natalie Reynolds
- Oct 17, 2017
- 1 min
More than the Big 4
Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact Accession Finance for some more information, including your copy of the article 'Is switching loans a suitable alternative for me?’'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointme
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Natalie Reynolds
- Sep 5, 2017
- 1 min
How to get your finances under control
Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact Accession Finance for some more information, including your copy of the article 'Keeping your credit score healthy'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointment to discuss you
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Natalie Reynolds
- Aug 2, 2017
- 1 min
First home buyers, this one's for you
Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact us for some more information, including your copy of the article 'Family, to help or not to help'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointment to discuss your options in great
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Natalie Reynolds
- Aug 2, 2017
- 1 min
Debt got you down?
Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact us for some more information, including your copy of the article 'Debt Consolidation'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointment to discuss your options in greater detail wi
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Natalie Reynolds
- Aug 2, 2017
- 1 min
What is happening with Interest Rates?
Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact us for some more information, including your free copy of 'Top 15 Ways to own your home sooner'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointment to discuss your options in greater
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Natalie Reynolds
- Jul 20, 2017
- 2 min
Is it time to fix your loan?
'Interest rate rises', 'Mortgage Stress' all of these terms are being splashed around the news lately, and everyone wants to know how they will be affected. Sweeping changes in the industry have meant that Tim hasn't had a day off in almost a month. Learning as much as we can about the changes that have been made and how we can help our clients has kept us very busy! One question we are asked all the time, is: Should I fix my loan? All the information we are receiving is indi
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Natalie Reynolds
- Aug 2, 2016
- 3 min
Interest rates have dropped AGAIN. Are you 'donating' an extra $2.8K per year to your lender
Nearly half of all homeowners have NEVER refinanced! Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home1 . The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What would YOU do with an extra $240 each month? Why consider refinancing? You no doubt know the cash rate set by the Reserve Bank of Australia (RBA) is at an all-time historical low. In
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Natalie Reynolds
- May 8, 2016
- 1 min
Estate Planning
Read More Contact Us #mortgagebrokermelbourne #mortgagebrokerderrimut #mortgagebrokeryaraville #mortgagebrokerwilliamstown #homeloansmelbourne #financebrokermelbourne #estateplanningmelbourne #financebrokersmelbourne #bestmortgagebrokermelbourne
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Natalie Reynolds
- Apr 24, 2016
- 1 min
Starting Over...
In Australia today around 1 in 3 marriages can be expected to end in divorce. With 77% of Australian couples also living together before getting married (and let’s face it - some don’t go the distance) the real impact of relationship breakdowns is likely to be much higher than the statistics lead us to believe. Read More.. Contact Us, we can help #mortgagebrokermelbourne #mortgagebrokerinnerwestmelbourne #whatdoesamortgagebrokerdo #mortgagebrokeryarraville #mortgagestress #mo
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Natalie Reynolds
- Apr 21, 2016
- 5 min
The Accession Finance Savings Challenge - Weeks 8-12
Well I started our weekly savings blog…. And then as the year progressed and like most years (and most of my resolutions!) it all started to go pear shaped… and not just my body shape that has put back 3 kgs of the 6kgs I lost at the start of the year. BUT that was a different resolution.. back to the saving tips... Over the next 2 weeks, I'm sharing 10 of the ways we have continued to save money this year. One for each of the weeks I have fallen behind… you’re welcome! This
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Natalie Reynolds
- Apr 17, 2016
- 1 min
When the meat in the sandwich is you
Are you a member of one of the fastest growing demographic groups: the Sandwich Generation? Well you’re not alone. And the sandwich is growing! One notable authority on the subject has categorised three demographic groups affected by this issue: Read More Contact Us to find out more #bestmortgagebrokermelbourne #mortgagebrokerdocklands #realestatetipsmelbourne #savemoneymelbourne #mortgagebrokermelbourne #mortgagebrokeryarraville #mortgagebrokerinnerwestmelbourne #whatdoesamo
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Natalie Reynolds
- Apr 11, 2016
- 1 min
Planning a renovation
Planning a renovation? Some people love to buy a new home, sit back, relax and do nothing. Others itch to renovate their home at some stage – especially if they believe in the age old advice of buying ‘the worst house in the best street’! Read More Contact Us #mortgagebrokermelbourne #constructionfinancemelbourne #constructionloansmelbourne #financebrokermelbourne #bestmortgagebrokermelbourne #homeloansmelbourne #yarravillemortgagebroker #williamstownmortgagebroker #derrimutm
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Natalie Reynolds
- Feb 18, 2016
- 3 min
The Accession Finance Savings Challenge - Week 7
This week's post. FIGHT FEES! We are in the process of refinancing our loans to a better loan for us. (More about that another week... or use our contact us page to call Tim) We are leaving our current lender at the end of this month. In reviewing our bank account, we noticed that we were charged our annual package fee of $395! It might have been the timing that this payment was due, but we quickly jumped on to the phone and within 10 minutes the fee was reversed- we weren't
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Natalie
- Feb 8, 2016
- 3 min
The Accession Finance $10K Challenge - Week 6
Ahhhh! Week 6. When we decided to start this challenge, we prepared a budget of our current expenses and we split it up into categories: Needs: Fixed Needs: Negotiatable Wants Cut One of the expenses in the 'cut' column had to be entertainment for the kids. We were spending $50 per week or $2,600 per year. This would include things like play centres, mini golf, ice skating and food and drink while we were out exploring. Now that we are juggling kinder, day care, swimming less
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Natalie
- Feb 1, 2016
- 3 min
The Accession Finance $10K Challenge - Week 5
Our goal is to save an extra $10K on our budget - but every few weeks I want to add something that you can do to bring more money into the house. This week I'm talking Facebook Buy Swap Sell Pages. Facebook groups can be hit and miss. Depending on the rules of the group, and the job that the administrators do will depend on the experience you have in a Buy Swap Sell page on Facebook. (Please note: administrators are unpaid and put A LOT of hours into regulating groups, please
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Natalie Reynolds
- Jan 24, 2016
- 1 min
Where will interest rates go from here?
‘Bottom of the curve’ is a term often used to describe the point where interest rates may have hit their lowest point over a period of time. The Reserve Bank of Australia (RBA) began dropping the cash rate in November 2011 eventually reaching an all-time historical low of 2.00% in May 2015 – where it has remained. ‘Bottom of the curve’ is a term often used to describe the point where interest rates may have hit their lowest point over a period of time. The Reserve Bank of Au
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Natalie Reynolds
- Jan 18, 2016
- 2 min
The Accession Finance $10K Challenge - Week 3
This week is a quick one. We were on the road for work the past 2 days and things have been a bit crazy in the office as all of the banks are back at work. The last couple of weeks, the blogs were about great ways to save money that have no impact on your lifestyle. But this week, it's about making a sacrifice. Is there something that costs you $10 per week that you can give up? I can think of a few things that I buy routinely, that I don't really need... It could be a magazi
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Natalie
- Jan 11, 2016
- 3 min
The Accession Finance $10K Challenge - Week 2
Week 2: Fun Memberships Well it was one step forward last week with our Insurance Saving. But then, as life often does, our poor fluffly girl was injured when grass seeds went into her paws. (Note: don't walk your dogs through long grass...) It has so far cost $450, as she needed to be anethesised, BUT she is on the mend and that's all that really matters. But it definitely served as a reminder to us how important it is to have those savings tucked away. This week I want to s
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Natalie Reynolds
- Jan 4, 2016
- 2 min
The Accession Finance $10K Challenge - Week 1
Hi All, For those of you who don't know me, I am Natalie, founder of The Melbourne Kid. I also work behind the scenes at Accession Finance with my husband Tim, while we work around the craziness that our 2 little guys bring to our lives. In Tim's time as a mortgage broker, we have seen clients with varying financial backgrounds and while we do everything we can to get them over the line when it comes to purchasing a home or investment property, we thought we would do a weekly
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