Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact Accession Finance for some more information, including your copy of the article 'Is downsizing part of your future retirement plan?’'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! ​​ Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointm

Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact Accession Finance for some more information, including your copy of the article 'Is switching loans a suitable alternative for me?’'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! ​​ Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointme

Book your free loan consultation today by calling 0434 494 656 or BOOK ONLINE. Or contact Accession Finance for some more information, including your copy of the article 'Keeping your credit score healthy'. Have you entered our latest competition? You could be holidaying in stunning Mauritius! ​​ Disclaimer: The above information should not be deemed to be advice as it does not take into account the specific details of your situation. Please book an appointment to discuss you

What an incredible journey we have been on so far, and it continues as we move into our new office space in Williamstown. You can now find us at Suite 4/84 Ferguson Street, Williamstown, you can enter via the Greg Hocking Elly Partners Office. We would like to thank all of our clients for your support of our business. The reason we have been so successful is because we absolutely love what we do. Seeing our clients in their new homes, or saving them money, or helping to reduc

Well I started our weekly savings blog…. And then as the year progressed and like most years (and most of my resolutions!) it all started to go pear shaped… and not just my body shape that has put back 3 kgs of the 6kgs I lost at the start of the year. BUT that was a different resolution.. back to the saving tips... Over the next 2 weeks, I'm sharing 10 of the ways we have continued to save money this year. One for each of the weeks I have fallen behind… you’re welcome! This

The Australian finance market is complex and constantly changing. The dominance of the ‘Big 4’ banks has contributed to a perception that all lenders are the same. The reality is that consumers are spoilt for choice. Read More To see more about what we do... click here... #mortgagebrokermelbourne #melbournemortgagebroker #mortgagebrokervsbank #whatdoesamortgagebrokerdo

We recently heard about the case of a couple who were keen to take advantage of a property investment but their available cash was tied up elsewhere. So what happened? Without immediate access to their cash to pay the deposit it seems they (sadly) missed out on the opportunity. That was no doubt a real blow for them, however their case got us thinking about possible solutions to this dilemma. It’s an excellent topic for this month’s quarterly question… Q. How can I pay a depo

This week's post. FIGHT FEES! We are in the process of refinancing our loans to a better loan for us. (More about that another week... or use our contact us page to call Tim) We are leaving our current lender at the end of this month. In reviewing our bank account, we noticed that we were charged our annual package fee of $395! It might have been the timing that this payment was due, but we quickly jumped on to the phone and within 10 minutes the fee was reversed- we weren't

Ahhhh! Week 6. When we decided to start this challenge, we prepared a budget of our current expenses and we split it up into categories: Needs: Fixed Needs: Negotiatable Wants Cut One of the expenses in the 'cut' column had to be entertainment for the kids. We were spending $50 per week or $2,600 per year. This would include things like play centres, mini golf, ice skating and food and drink while we were out exploring. Now that we are juggling kinder, day care, swimming less

This week we're getting a bit personal. Is it time for the SNIP? On the 1st of January this year, I cut up my credit card. Our spending background: we had accumulated credit cards with various limits, and in fact we found out recently that it was COMPULSARY to have a credit card with the home loan that we were on. Every month, we put almost every expense on the credit card and every month we would pay it off in full- making use of the interest free period that you are granted

‘Bottom of the curve’ is a term often used to describe the point where interest rates may have hit their lowest point over a period of time. The Reserve Bank of Australia (RBA) began dropping the cash rate in November 2011 eventually reaching an all-time historical low of 2.00% in May 2015 – where it has remained.​ ‘Bottom of the curve’ is a term often used to describe the point where interest rates may have hit their lowest point over a period of time. The Reserve Bank of Au

Week 2: Fun Memberships Well it was one step forward last week with our Insurance Saving. But then, as life often does, our poor fluffly girl was injured when grass seeds went into her paws. (Note: don't walk your dogs through long grass...) It has so far cost $450, as she needed to be anethesised, BUT she is on the mend and that's all that really matters. But it definitely served as a reminder to us how important it is to have those savings tucked away. This week I want to s

Hi All, For those of you who don't know me, I am Natalie, founder of The Melbourne Kid. I also work behind the scenes at Accession Finance with my husband Tim, while we work around the craziness that our 2 little guys bring to our lives. In Tim's time as a mortgage broker, we have seen clients with varying financial backgrounds and while we do everything we can to get them over the line when it comes to purchasing a home or investment property, we thought we would do a weekly

Excessive credit card usage is typically highest in December - only for us to then be hit with a very scary statement in January. Not a great fi nancial start to the new year! Read More... #mortgagebrokermelbourne #carloansmelbourne #homeloansmelbourne #mortgagebrokersmelbourne #financebrokermelbourne #homeloanmelbourne #personalloanmelbourne #homeloanscalculators #bestmortgagebrokermelbourne #mortgagebrokeryarraville #melbournemortgagebroker

Summer is coming! For many of us that means getting started on burning off those pesky winter kilos. Before you rush out and spend up big on a gym membership it pays to consider the many free or inexpensive ways to get fit including: Ways to work out for free Quick and cheap fitness tips Join a group and pay less Play a sport Maximise your gym investment Read More Contact us for a FREE Consultation #kidsmoneytips #savemelbournemoney #yarravillemortgagebroker #melbournebroker

Getting engaged is the beginning of a whole new chapter in most people’s lives. For many couples, planning the wedding is the first big step of their joint future. Read More Contact Us to arrange a FREE Consultation #melbourneweddings #mortgagebrokerinnerwestmelbourne #melbournemortgagebroker #innerwestmortgagebroker #bestmortgagebrokermelbourne #melbournebroker #yarravillemortgagebroker #melbourneinvesting #savemelbournemoney #realestatetipsmelbourne

With official interest rates at a 53 year low, the question arises as to whether it is better to pay off your home loan or place surplus cash into superannuation. It’s an issue a number of people are pondering. Read More Contact Us to arrange your FREE Consultation #melbourneproperty #melbourneproperrty #melbourneinvesting #savemelbournemoney #investment #bestmortgagebrokermelbourne #innerwestmortgagebroker #melbournemortgagebroker #mortgagebrokerinnerwestmelbourne #yarravill

With the ongoing concerns about increasing property prices, home ownership , the cost of living, and small or no wage increase , the question that continues to come up in general conversation is ‘how will our children ever enter the property market?’ Read More #yarravillemortgagebroker #bestmortgagebrokermelbourne #innerwestmortgagebroker #melbournemortgagebroker #accessionfinance #mortgagebrokerinnerwestmelbourne #melbournebroker #howtogetintothepropertymarket #renttobuymelb

Low interest rates have largely driven a decrease in the percentage of homeowners experiencing mortgage stress over the last 12 months. From March to September 2014 the percentage of homeowners claiming mortgage stress almost halved from 28% to around 15%. However, a further 15% of those surveyed were anticipating mortgage stress at some time in the future1. Read More #mortgagestress #bestmortgagebrokermelbourne #innerwestmortgagebroker #melbournemortgagebroker #yarravillemor

If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners. Read More #investment #melbourneinvesting #melbourneproperrty #howtogetintothepropertymarket #bestmortgagebrokermelbourne #innerwestmortgagebroker #melbournemortgagebroker #yarravillemortgagebroker #melbournebroker