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Accession Finance brokers are authorised credit representatives of BLSSA Pty Ltd (Australian Credit Licence No. 391237)

Timothy Reynolds is an authorised Credit Representative No. 472472;

Tom Langlands is an authorised Credit Representative No. 496232;

Antoinette Blake is an authorised Credit Representative No. 500958; 

Evelyn Clark is an authorised Credit Representative No. 502891;

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  • Natalie Reynolds

The Accession Finance $10K Challenge - Week 1


Hi All,

For those of you who don't know me, I am Natalie, founder of The Melbourne Kid. I also work behind the scenes at Accession Finance with my husband Tim, while we work around the craziness that our 2 little guys bring to our lives.

In Tim's time as a mortgage broker, we have seen clients with varying financial backgrounds and while we do everything we can to get them over the line when it comes to purchasing a home or investment property, we thought we would do a weekly blog on the small changes you can introduce to your life that will make a big difference.

Our goal is to save $10,000 of our own personal money this year.

Week 1: Car Insurance

Today I started with Car Insurance, because our policy is due for renewal at the end of the month and I just recieved the notice in the mail.

I am a little time poor tonight, and I wanted to start the blog on a Monday, so I only allowed 1 hour to beat my current policy. So I did it the quickest way I knew how.

I went straight to www.comparethemarket.com.au (not to be confused with www.comparethemeerkat.com.au which is a lot more fun - seriously, but not so useful for comparing car insurance) There are certainly other comparison sites up there, but I found this one very easy to use.

Our renewal notice was $806. I did a comparison quote, taking care to make sure that we were covered for what we needed to be and the excess was the same as our current policy (watch out for that one!) Our new quote was $190 cheaper at $616.

There are many options that you can choose to reduce your policy. I also went straight back to our current insurer's website and could also have saved $50 by applying for a new policy rather than paying the renewal they sent- there are many reasons that you might choose to continue your current policy - like family discounts, multi-policy discounts etc to consider, so I'd put aside a few hours to do some research.

So our Week 1 tally currently sits at $190 saved. But we have another car too and I want to see if I can get a better rate for that one too. Stay tuned....

Have a great week,

Nat

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