Competition Terms and Conditions

1. Promoter

The promoter of this competition is Accession Finance Pty Ltd located at Suite 4/84 Ferguson St Williamstown, 3016, with an Australian Business Number (ABN): 88 478 696 904.

2. Competition Period

The competition commences on 3 November 2024 12.00a.m. (AEDT) and closes on December 1st 2024 at 11:59 PM (AEDT). Entries submitted after this time will not be accepted.

3. Eligibility

This competition is open to residents of Australia aged 18 years and over. Employees of Accession Finance and their immediate family members (defined as spouses, de facto spouses, parents, natural or adopted children, and siblings) are not eligible to enter. The competition is void where prohibited by law.

4. How to Enter

To enter the competition, participants must Complete an online entry form. Each participant is allowed one entry. Any additional entries will be disqualified. No purchase is necessary to enter the competition.

5. Prize

The prize is $1,000 in Visa or Mastercard Gift Cards, which is non-transferable, non-exchangeable, and cannot be redeemed for any other item or cash alternative. All prize values are in Australian Dollars (AUD).

6. Winner Selection and Notification

The winner will be selected at random from all eligible entries received during the competition period. The draw will take place on or before 12p.m. on December 3rd, 2024. The winner will be notified via email or phone within 5 business days of the draw. If the winner does not respond within 7 days of the notification, a new winner will be selected. All decisions are final and no correspondence will be entered into.

7. Publicity and Use of Personal Information

By entering this competition, the winner consents to the use of their name, image, and/or likeness in any promotional material related to this competition, including on social media channels, websites, and other marketing materials. Entrants’ personal information will be collected and used solely for the purpose of administering this competition and in accordance with Accession Finance’s Privacy Policy, which can be found at Privacy Policy | Mortgage Broker Melbourne | Accession Finance Accession Finance may contact you to discuss your survey answers.

8. Privacy

The Promoter is committed to protecting your privacy. All personal information collected will be handled in accordance with the Privacy Act 1988 and the Australian Privacy Principles. Please refer to our Privacy Policy at Privacy Policy | Mortgage Broker Melbourne | Accession Finance for more information on how we collect, store, and use personal information.

9. Limitation of Liability

The Promoter is not responsible for any incorrect or inaccurate information or any technical error that may occur in the course of the administration of this competition, including any omission, interruption, deletion, defect, delay in operation or transmission, communications line or telephone, mobile or satellite network failure, theft or destruction or unauthorised access to or alteration of entries.

10. Modification and Termination

The Promoter reserves the right to modify, suspend, or terminate the competition at any time due to unforeseen circumstances, including but not limited to war, natural disaster, or any other factor outside the Promoter’s control, where it becomes impossible to continue as originally intended.

11. Permits and Legal Compliance

This promotion complies with Australian law and is conducted in accordance with the Australian Consumer Law (ACL). Any necessary permits, including state and territory permits, will be obtained where applicable.

12. Governing Law

These terms and conditions are governed by the laws of Victoria, Australia, and each entrant agrees to submit to the jurisdiction of the courts of Victoria, Australia.

13. Acceptance