Is your fixed rate ending? Save in 3 simple steps
Your local South Melbourne mortgage broker

Our Award Winning Team

Bring Years of Experience in Lending

Book a free appointment with one of our lending experts to discuss your goals and how you can use finance to bring you closer to them.

Our Team Tim

Finding Inspiration In Every Turn

Our brokers are committed to delivering high-quality, independent service, ensuring every client is treated with the respect and attention they deserve. We are driven by a genuine passion for empowering our clients—providing clear, honest advice and insightful information that guides them toward making confident financial decisions and achieving their long-term goals.

Tim Reynolds

Director & Founder, Accession Finance
Mortgage Broker – Melbourne & Gold Coast MFAA Mentor

“With passion, integrity, and professionalism, I aim to help the people of Melbourne achieve their financial goals by providing tailored solutions that suit their individual circumstances—every time.”

Milestone of Success

quote testimonial

Outstanding Service – Highly Recommend!

Where do I even start! Tim, Kim & Stacey from Accession Finance exceeded all expectations from the very beginning to the end of our loan application process. After previously applying for a loan elsewhere and feeling unsupported, we were thrilled with the level of attention and professionalism we received.

They were with us every step of the way, answering our questions promptly and providing knowledgeable advice when we needed it most. Even when we hit a few minor hurdles, they offered clear solutions and made the process feel seamless.

The entire experience was incredibly efficient, and the team’s dedication to helping us achieve our goal was evident throughout. We are so grateful for their support and can’t wait to recommend Accession Finance to all our friends and family. Thank you again for making this process so smooth!

Stina Ohlden

Stina image

Explore Our Lending Solutions

accession finance - icon 1

First Home Buyers

Congratulations on your decision to buy your first home. We know this is a very exciting and overwhelming time for you and we are glad that you have found your way to our website.

accession finance - icon 2

Self Managed Super Funds

If you are amongst the growing number of people that have decided to manage their own super fund, we can facilitate loans to assist you with your investment strategy.

accession finance - icon 3

Construction Loans

When you are constructing a home, you don’t require the entire loan all at once – you will most likely need to pay in stages. This is great, because it means that you will only be paying interest.

accession finance - icon 1

Investment Finance

The need for a vehicle upgrade or repair can sometimes occur before you have an opportunity to save for it. In this case, we can arrange for finance to be turned around quickly.

accession finance - icon 1

Residential Finance

Owning your own home is the Great Australian Dream – but each home owner has unique circumstances. At Accession Finance we don’t believe in a one-size-fits all approach.

accession finance - icon 2

Car & Personal Finance

Congratulations on your decision to buy your first home. We know this is a very exciting and overwhelming time for you and we are glad that you have found your way to our website.

accession finance - icon 3

Debt Consolidation

Some people choose to consolidate because meeting multiple repayments of different loans can be difficult to stay on top of. The timing of each repayment may have different dates.

Why Limit Your Options?

These are just some of the lenders we compare

Become Part of Our Success Stories

Accession Finance: Mortgage Brokers Melbourne place picture
5.0
Based on 207 reviews
Sam McCarthy profile picture
Sam McCarthy
1 year ago
Tim, Donna and Stacey have been fantastic to work with. From start to finish their communication and transparency was extremely good, and they were very adaptable to our needs throughout. The quality of service from Tim and the team has been very high, I couldn’t recommend them more.
Chris Graf profile picture
Chris Graf
1 year ago
I have been a longstanding client of Tom's across several differnent situations now and would not hesitate in recommending him to assist in navigating through the financing process. Tom's clear and concise communication has always been exceptionally helpful in cutting through the complex situations that lenders often throw up when I have been refinancing.
Quyen Mai profile picture
Quyen Mai
1 year ago
We couldn't have asked for more from Tim and his team at Accession Finance and we highly recommend them! Tim and his team made sure to keep in touch and keep us in the loop through each step of the application and was promptly available to assist us over the phone or by email. Thank you Accession Finance for making the process as easy and simple as possible.
Drone Doctor profile picture
Drone Doctor
1 year ago
Tom was very helpful, understanding and professional throughout our dealing with him. He helped us secure our dream home, road the bumbs and even sent us flowers to congratulate us on settlement day.
SHANNON XUEREB profile picture
SHANNON XUEREB
1 year ago
Having had various road blocks with refinancing our home we were recommended Accession Finance.

Tim and the team did the most outstanding job from start to finish making the seemingly impossible task appear effortless.

We now won’t go anywhere else and highly recommend Tom and the team!

Shannon and Kurstie
Angus McMillan profile picture
Angus McMillan
1 year ago
Amanda Spark profile picture
Amanda Spark
1 year ago
Tom has been great to work with.
Always helpful, friendly & very honest. Tom has always returned calls & his follow up is outstanding!
Highly recommend Tom as your Broker!
Expectation customer service.
Thanks Tom!
Tim, Stacey, and the team have been fantastic to work with. They are incredibly responsive and always take the time to provide clear, thoughtful advice to help us make the right decisions. Their expertise and commitment to great service made the entire mortgage process smooth and stress-free. Highly recommend.
Darren Galley profile picture
Darren Galley
1 year ago
We have used Tom at Accession for many years and have loved our relationship. He knows his stuff, has great communication and always acts to get the best outcome for his client.
We are about to sell our house and build a new place so will use Tom again to arrange all of the financial details.
Laura Mondon profile picture
Laura Mondon
1 year ago
I would absolutely recommend Accession Finance. Stacey was incredible and very knowledgeable and answered my (many!) questions. She kept us up to date with every step of the refinancing process and provided options and recommendations and reassurance.

Explore Our Lending Solutions

loan repayment calculator

Loans Repayment Calculator

What will my repayments be?

borrowing power calculator

Borrowing Power Calculator

How much can I borrow

interest only calculator

Interest Only Calculator

What will my interest only repayments be?

saving goal calculator

Savings Goal Calculator

Calculate my contributions to saving

home loan offset calculator

Home Loan Offset Calculator

How much do I save offset for savings?
extra repayment calculator

Extra Repayment Calculator

How much will extra repayment save me?
budget planner

Budget Planner

Income vs Expenses
comparison rate calculator

Comparison Rate Calculator

How much will extra repayments save me?